VALUE ACCESS GUARANTEE SCHEDULE OF INSURED BENEFITS Option J
Waiting period  
For Accidental Injury 0
For Sickness Illness 0
In-Hospital Benefit *  
Each Day of Confinement $750
* 30 days is the max # of days 30
Hospital ICU *  
Indemnity Benefit $3,000
* 10 days is the max # of days (Not paid in addition to In-Hospital Benefits) 10
Surgery  
Surgical Procedure Units 33
Benefit Range/Surgical Session $165 - $5,000
Max Surgical Sessions/Calendar Year 2
Payment Base: Surgical Benefit
Anesthesia  
Anesthesia (Percent of Surgical Indemnity Benefit) 20%
Doctor Office Visit  
Amount per Visit $75
Max Visit per yr (individual/family) 5 ind - 10 fam
Rate/month, Single $161.00
Rate/month, Family $409.00