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Pivot Health STM
Limited Duration Short Term Medical Coverage
Short Term Medical Duration Options*
*Policy duration varies by state - see product availability grid.
Pivot Health STM
Pivot Health has multiple short term medical (STM) plan designs that utilize either an open, all-access network or a national PPO network in many states. When you run a short term medical quote from your customized URL in an approved state, you will receive plans and rates for all of Pivot Health's STM plans. You can use the filter on the left side of the quote page to choose the plan either by cost, deductible, plan type or network type.
Check out the Pivot Health STM brochure for more information!
Plus pre Medicare plans also available:
• Bridge to Medicare
Short Term Medical Disclosure
This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your Policy/Certiﬁcate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health beneﬁts (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services).
Your Policy/Certiﬁcate might also have lifetime and/or annual dollar limits on health beneﬁts. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage. Also, this coverage is not “minimum essential coverage.”
This plan has a pre-existing limitation provision that may prevent coverage from applying to medical conditions that existed prior to this plan effective date.
In addition to Pivot Health STM, get access to pre-Medicare plans for your clients who are age 62 or older.
Login to your agent portal to learn more.
Pivot Health STMProduct available in the following states:
AL, AZ, AR, DE, DC, FL, GA, ID, IL, IN, KY, LA, MI, MS, MO, NE, NV, NC, OH, OK, OR, PA, TN, TX, VA, WV, WI, WY