Pivot Health STM

One-Stop Shop for Short Term Medical Insurance



1-3-12 SOLUTION

The Pivot Health 1-3-12 solution enables individuals to obtain up to 12 months of STLDI coverage by enrolling with three individual insurance carriers. Consumers can secure permanent health insurance now and cancel the coverage anytime without penalty before the term ends.

WHY 1-3-12 SOLUTION

  • ✔   No break in coverage
  • ✔   1 set of eligibility questions
  • ✔   No new underwriting for new policy to start
  • ✔   Client can cancel at anytime without any penalty
  • ✔   Reliable and affordable insurance option

HOW IT WORKS

  • 1 Enrollment
  • 3 non-affiliated insurance carriers offering short-term medical plans, each for 4 months
  • For 12 months of coverage

For agent use only. Not for use with consumers. Exclusions and limitations may apply. Products are not available in all states.


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